1. Introduction & Acceptance
Welcome to SG Group. These comprehensive Terms and Conditions govern your access to and use of our website, platform, and all associated services across our operating verticals, including SG Promoters, SIGA Strategic Fintech, and Vichaaro Health. By accessing, browsing, or utilizing any portion of our platform, you acknowledge that you have read, understood, and agree to be legally bound by these terms in their entirety. If you do not agree with any part of these terms, you must immediately discontinue your use of our services.
2. Intellectual Property Rights
All digital content, textual materials, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, artwork, and computer code (collectively, "Content") contained on this website is exclusively owned, controlled, or licensed by or to SG Group & Companies. This Content is protected by trade dress, copyright, patent, and trademark laws, as well as various other intellectual property rights and unfair competition laws. No part of the website and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way to any other computer, server, website, or other medium for publication or distribution or for any commercial enterprise, without our express prior written consent.
3. Acceptable Use of Services
You agree to use our website and services strictly for lawful purposes and in accordance with these Terms. You are explicitly prohibited from engaging in any activity that could disable, overburden, damage, or impair the site or interfere with any other party's use of the website. This includes, but is not limited to, using automated scripts, spiders, robots, or other data mining or extraction tools to access, acquire, copy, or monitor any portion of the website. Furthermore, you may not attempt to gain unauthorized access to any portion or feature of the website, or any other systems or networks connected to the website, by hacking, password "mining," or any other illegitimate means.
4. User Representations & Warranties
By actively utilizing the Site and our services, you represent and warrant that you are of legal age to form a binding contract and meet all eligibility requirements. You further guarantee that all registration, contact, and inquiry information you submit is entirely true, accurate, current, and complete. You agree to maintain the accuracy of such information and promptly update it as necessary. Providing false, misleading, or deceptive information constitutes a material breach of these terms and may result in immediate termination of your access to our services.
5. Disclaimers & Limitation of Liability
The website and its content are delivered on an "as-is" and "as-available" basis. SG Group makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. To the fullest extent permissible by applicable law, SG Group disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. In no event shall SG Group, its directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind.
6. Indemnification
You agree to fully indemnify, defend, and hold harmless SG Group, our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, from any claim, demand, loss, liability, or expense—including reasonable attorneys' fees—made by any third party due to or arising out of your breach of these Terms and Conditions, your violation of any law or the rights of a third party, or your improper use of our platform and services.
7. Term and Termination
These Terms and Conditions shall remain in full force and effect while you use the Site. Without limiting any other provision of these terms, we reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Site (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms. We may terminate your use or participation in the Site or delete any provided content or information at any time, without warning.
8. Governing Law & Jurisdiction
These Terms and Conditions and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of India. Any legal suit, action, or proceeding arising out of, or related to, these Terms of Service or the Website shall be instituted exclusively in the competent courts located in Pune, Maharashtra. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
9. Modifications to Terms
SG Group reserves the right, at its sole discretion, to modify, update, or replace any part of these Terms and Conditions by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes binding acceptance of those changes. If you disagree with any modifications, you must cease utilizing our platform.
Last updated: July 2026